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Benefits of a Cash Life Settlement:
- Pay down debts
- Pay for medical bills and medications
- Fund long term care
- Set up college funds
- Set up Trust Funds
- Funeral Expenses
- Donate the proceeds
What is a Life Settlement?
A life settlement is the option of selling your existing life insurance policy to a third party for more than its cash surrender value, but less than its net death benefit.
A cash surrender value is the cash amount the insurance company will offer upon the cancellation of a life insurance policy. Typically, this cash amount is pennies on the dollar. At Universal 1st Life Settlements, we believe your life insurance policy is worth much more than pennies on the dollar. We help Americans just like you, get the most out of their life insurance policy.
In today's secondary market, a policyholder has the option to sell their life insurance policy to a third party fora cash lump sum. This cash amount can be double, even triple the amount of the cash surrender value. In the past, a policyholder only had three options: continue to pay high premium, surrender the policy, or cancel it. Don't let the insurance company tell you how much your life insurance policy is worth! If you do not need your life insurance policy and could benefit from a cash settlement, a cash life settlement may be for you!
Why sell your Life Insurance policy?
It is America's hidden asset. Each day more Americans learn what it feels like to have financial security.
These Americans have taken advantage of a secondary market known as Life Settlements. This secondary market allows a policyholder to sell their unwanted life insurance policy for a cash settlement. Many Americans are unaware of the true cash value their life insurance policy renders.
We understand that every client faces their own unique set of challenges. Whether it be funding long-term care for themselves or a spouse, worrying about retirement, or living with debt. For those who are facing unfair economic challenges, we are here. At Universal 1st Life Settlements, we can get you back on your feet and back to what really matters... life! If you are in a position where your life insurance policy will be better spent now, then after death, let us help you get the most for it. We don;t just settle for the "fair market value", we set the bar higher! You worked so hard to maintain your life insurance policy, isn't it time your policy worked for you?
How do I sell my life insurance policy for cash?
If you have decided that selling your life insurance policy is the best option for you, we can help. At Universal 1st Life Settlements, we work with institutional brokers, funders, and investors who purchase life insurance policies. We present you in the most respectful manner to earn you the most cash for your life insurance policy.
Call us today to learn more about how we can help you get the most cash for your life insurance policy.
Unlock the hidden opportunities in your book of business. Your clients may be ideal candidates.
Be their hero and help them discover Life Settlements.
Universal 1st and our partners make Life Settlements easier than ever. Join us to learn how Life Settlements can benefit you!
1209 North Central Avenue, Glendale, CA 91202 | info@universal1st.com | 818-554-6698
